Empowering Sagay: How Camiguin is Embracing a Cashless Digital Future

COURTESY: (RTP/PIA-10/Camiguin)

Bridging the Digital Divide in the Heart of Camiguin

On October 3, a transformative moment unfolded in Sagay town, Camiguin. Market vendors, tricycle drivers, and residents welcomed the dawn of a new era as the Department of Information and Communications Technology (DICT)-Camiguin launched the **DigiPay Initiative** alongside the nationwide **Free Wi-Fi for All program** at the Sagay Public Market. This strategic move signifies more than just technological progress—it marks a shift toward inclusivity, efficiency, and modern commerce.  

The program directly supports micro, small, and medium enterprises (MSMEs), market vendors, and consumers by championing digital payments and improving connectivity in public spaces. According to DICT Camiguin Provincial Officer Engr. James Kevin Sagocsoc, the DigiPay Initiative rests on four primary components: connectivity, e-commerce and digital payments, the establishment of an e-kiosk, and the creation of a hub for freelancers and researchers. These pillars are designed to make Sagay digitally ready, while simultaneously boosting economic gain and community convenience.  

Strengthening Local Economies Through Digital Inclusion

Mayor Joseph Uayan has voiced strong support for the initiative, recognizing that digital adoption is critical to Sagay’s local economic growth. He highlighted the importance of accessibility, noting that the free Wi-Fi operates 24/7 and could become the backbone for modern transactions. By advocating for ordinances that encourage businesses to accept platforms like GCash and PayMaya, the municipality is paving the way toward a truly cashless society. Such measures will benefit not only vendors but also transportation services, ensuring swifter and safer exchanges in daily life.  

Residents have already reported tangible improvements. Sandy Baylin from Bonbon shared that the convenience of free Wi-Fi allowed them to connect effortlessly anywhere in Camiguin. Another resident, Caitlyn Bonachita from Poblacion, emphasized that responsible use of technology is crucial for maximizing its benefits. Beyond connectivity, training sessions on digital literacy, e-commerce, and cyber hygiene were conducted to ensure community members know how to use these tools effectively. With partnerships between DICT Camiguin, the Department of Trade and Industry-Camiguin, and the Sagay local government, the **DigiPay Initiative** is poised to transform Sagay into a digitally empowered community—one ready to navigate the opportunities and challenges of a cashless future.  

Unveiling the Literacy Landscape: Northern Mindanao’s Triumphs and Challenges

COURTESY: Philippine Statistics Authority (PSA)  Northern Mindanao

An Overview of Basic Literacy in Northern Mindanao

In 2024, the Philippine Statistics Authority (PSA) revealed that Northern Mindanao achieved a commendable basic literacy rate of 90.8 percent, positioning the region sixth overall in the nation. This statistic highlights the concerted efforts made by local governments and educational institutions to promote literacy as a fundamental right. However, it is crucial to delve deeper into the variations among provinces and highly urbanized cities (HUCs) to understand the underlying factors contributing to these disparities.

The City of Cagayan de Oro emerged as a beacon of literacy, boasting the highest rate in the region at 96.1 percent, which surpasses the regional average by 5.3 percentage points. This extraordinary achievement reflects the city’s robust educational programs and community engagement initiatives aimed at enhancing literacy among its population. Following closely are the City of Iligan and Misamis Occidental, with literacy rates of 93.4 percent and 91.6 percent, respectively. These statistics indicate that urban areas tend to perform better, likely due to more accessible educational resources and infrastructure.

Disparities in Literacy Rates Across Provinces

Conversely, some provinces in Northern Mindanao face significant challenges in achieving higher literacy rates. Camiguin, Bukidnon, and Lanao del Norte reported rates below the regional average, with figures at 90.7 percent, 90.5 percent, and a concerning 83.3 percent, respectively. These disparities suggest that while urban centers thrive, rural areas may lack the necessary support and resources for educational advancement. Addressing these gaps is crucial for fostering a more equitable educational landscape across the region.

Transitioning towards a more inclusive approach, stakeholders must collaborate to develop tailored educational programs that cater to the unique needs of each province. By investing in teacher training, infrastructure, and community outreach, Northern Mindanao can elevate its literacy rates further, ensuring that every individual has the opportunity to thrive in an increasingly competitive world. For more information on this enlightening survey, please refer to the [Special Release](insert link of Special Release) by the PSA. 

While Northern Mindanao has made significant strides in basic literacy, continuous efforts are essential to bridge the existing gaps and cultivate a literate society that empowers its citizens.